Card overview
The Blue Cash Everyday card will get you nice rewards, including 3% cashback on groceries, gas, and online retail. It’s not hard getting approved for the card.
Credit
You will need good credit for this card.
Reconsideration
If you apply for the card and get declined, you can call the reconsideration department to be reconsidered at 1-800-567-1083
Annual fee
$0
Card rewards
Earn 3% cashback at U.S. groceries on up to $6,000 spent annually
Earn 3% cashback at U.S. gas stations on up to $6,000 spent annually
Earn 3% cashback at U.S. online retail on up to $6,000 spent annually
Earn 1% cashback on all other purchases
Card benefits
Auto Rental Collision Insurance
Get secondary coverage on car rentals, worldwide except for in Australia, New Zealand, and Italy, for a max of $50,000
You will get coverage for cars rented for up to 30 days.
You can get primary coverage, for a max of $100,000, if you choose to pay for an Amex Premium Plan. You will get coverage for cars rented for up to 42 days.
You must pay for the rental with your Blue Cash Everyday card in order to be eligible for coverage.
Purchase Protection
Get reimbursed for replacements and repairs, or just reimbursed for new purchases that are stolen or damaged within 90 days from the date of purchase.
Get a max of $1,000 per claim and $50,000 per year.
You must pay for at least part of the purchase with your Blue Cash Everyday card in order to be eligible for coverage.
Credits
Get a $7 credit each month after spending $13.99 or more each month on an eligible subscription to The Disney Bundle (Disney+, Hulu, and ESPN+)
Get up to $15 credits each month for Home Chef meal kits