Card overview
This is a basic travel card.
Credit
You will need good credit for this card.
Reconsideration
If you apply for the card and get declined, you can call the reconsideration department to be reconsidered at 1-800-625-7866, although Capital One is known to usually reconsider an application for application errors only.
Annual fee
$95
Card rewards
Earn 5 miles on Turo through 05/16/23
Earn unlimited 2 points on all other purchases
Card benefits
Auto Rental Collision Insurance
Get primary coverage on car rentals, worldwide except for in Israel, Jamaica, the Republic of Ireland, and Northern Ireland.
You will get coverage for cars rented for up to 31 days. You will get reimbursed for rentals that suffer collision damage and theft.
Get secondary coverage on domestic car rentals. You will get coverage for cars rented for up to 15 days.
You must pay for the rental with your Venture card in order to be eligible for coverage.
Extended Warranty Protection
Get up to a year of extended warranty on purchases you make. You will get one additional year to the original manufacturer’s warranty time, and max $10,000 per claim and $50,000 per cardholder.
You will only get coverage if the original warranty is for 3 years or less.
You must pay for at least part of the purchase with your Venture card in order to be eligible for coverage.
Foreign Transaction Fee
There are no foreign transaction fees on this card.
Global Entry and TSA pre-check
Get a statement credit for Global Entry or for TSA Pre-check every 4 years.
Lost Luggage Reimbursement
Get reimbursed for carry-on and checked-in luggage that is lost or stolen during a trip.
Get a max of $3,000 per person, and a max of $2,000 for residents of N.Y.
You must pay for at least part of the trip with your Venture card in order to be eligible for coverage. The cardholder and the cardholder’s immediate family members will be covered.
Purchase Protection
Get reimbursed for replacements and repairs, or just reimbursed for new purchases that are stolen or damaged within 90 days from the date of purchase.
Get a max of $5,000 per claim and $50,000 per account.
You must pay for at least part of the purchase with your Venture card in order to be eligible for coverage.
Travel Accident Insurance
Get coverage for the loss of a limb, sight, speech, hearing, fingers, and loss of life if it occurs on a common carrier. Common carriers are motorized land, water, and air transportation vehicles that are operated by an organization to transport passengers for pay.
Get up to $250,000.
You must pay for the trip with your Venture card in order to be eligible for coverage. The cardholder and the cardholder’s immediate family members will be covered.
Credits
There are no listed credits on this card.
How points can be used
Cashback: The points you earn on the card can be used as cashback for half a penny per point.
Capital One Travel: The points you earn on the card can be used on Capital One Travel for 1 penny per point.
Airline and hotel programs: The points you earn on the card can be transferred to any of the following Capital One travel partners:
Airline partners:
| Transfer ratio | ||
| Aeromexico, Club Premier | 1:1 | Instant |
| Air Canada, Aeroplan | 1:1 | Instant |
| Air France KLM, Flying Blue | 1:1 | Instant |
| Avianca, Lifemiles | 1:1 | Instant |
| British Airways, Executive Club | 1:1 | Instant |
| Cathay Pacific, Asia Miles | 1:1 | 5 business days |
| Emirates, Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | 24 hours |
| EVA Infinity, MileageLands | 2:1.5 | 36 hours |
| Finnair Plus | 1:1 | Instant |
| Qantas, Frequent Flyer | 1:1 | 24 hours |
| Singapore Airlines, KrisFlyer | 1:1 | 36 hours |
| TAP Portugal, Miles&Go | 1:1 | Instant |
| Turkish Airlines, Miles&Smiles | 1:1 | Instant |
Hotel partners:
| Transfer ratio | ||
| ALL Accor | 2:1 | 1 business day |
| Choice Privileges | 1:1 | Transfers will not be available until later on this year |
| Wyndham Rewards | 1:1 | Instant |
Offset Your Travel Purchases: You can pay for travel on your card and offset the purchase for points. You can get 1 penny per point. For instance, if you spend $300 for a flight on your card, that can get paid back 30,000 points.