Card overview
This card is well-rounded, with the variety of rewards it gets you. Also included in rewards is 5 points at rotating categories, on up to $1,500 in combined purchases. That includes gas, groceries, and more. Also enjoy 5 points on Chase Travel, as well as many other perks.
Credit
You will need good credit for this card. You will likely need to have a credit card open for over a year.
Reconsideration
If you apply for the card and get declined, you can call the reconsideration department to be reconsidered at 1-888-609-7805
Annual fee
$0
Card rewards
Earn 5 points at rotating categories on up to $1,500 in combined purchases
Earn 5 points on travel purchased through Chase Ultimate Rewards, including airline tickets, hotels, car rentals, activities and cruises
Earn 5 points on Lyft Rides
Earn 3 points on dining, including takeout and delivery
Earn 3 points at drugstores
Earn 1 point on all other purchases
Card benefits
Auto Rental Collision Insurance
Get primary coverage on car rentals that you rent outside your country of residence.
Get secondary coverage on car rentals that you rent within your country of residence.
You will get coverage for cars rented for up to 31 days. You must pay for the rental with your Freedom Flex card in order to be eligible for coverage.
Cell Phone Protection
Get reimbursed if your cell phone gets stolen or damaged. You will get reimbursed for cell phone repairs or replacement, for up to $800 per claim and up to $1,000 per year, with a maximum of 2 claims per year.
This includes a $50 deductible per claim.
You must pay your monthly cell phone bill with your Freedom Flex card in order to be eligible for coverage.
Extended Warranty Protection
Get up to a year of extended warranty on purchases you make. The original manufacturer’s warranty time on the purchase will be matched, up to a year, and max $10,000 per claim and $50,000 per account.
You will only get coverage if the original warranty is for 3 years or less.
You must pay for at least part of the purchase with your Freedom Flex card in order to be eligible for coverage.
Purchase Protection
Get reimbursed for replacements and repairs, or just reimbursed for new purchases that are stolen or damaged within 120 days from the date of purchase.
Get a max of $500 per claim and $50,000 per account.
You must pay for at least part of the purchase with your Freedom Flex card in order to be eligible for coverage.
Roadside Assistance
Get help from a roadside assistance program when you call them. Services include standard towing for up to 5 miles, tire changing, jump start, lockout service, fuel delivery up to 5 gallons, and standard winching.
Each service has a fee.
You do not need to pre-enroll in order to be eligible for coverage.
Credits
Get $10 Instacart statement credits every quarter plus get a free Instacart+ membership for 3 months.