Card overview
The Citi Premier card will give you overall good rewards; on airfare, hotels, gas, groceries, and dining. The basics.
Credit
You will need good credit for this card.
Reconsideration
If you apply for the card and get declined, you can call the reconsideration department to be reconsidered at 1-800-695-5171
Annual fee
$95
Card rewards
Earn 3 points on airfare, hotels, gas, grocery, and dining
Earn 1 point on all other purchases
Card benefits
Extended Warranty Protection
Get up to 2 years of extended warranty on purchases you make. You will get two additional years to the original manufacturer’s warranty time, and max $10,000 per item.
You will only get coverage if the original warranty is for 5 years or less.
You must pay for at least part of the purchase with your Citi Premier card in order to be eligible for coverage.
Foreign Transaction Fee
There are no foreign transaction fees on this card.
Purchase Protection
Get reimbursed for replacements and repairs, or just reimbursed for new purchases that are stolen or damaged within 90 days from the date of purchase.
Get a max of $10,000 per claim and $50,000 per year.
You must pay for at least part of the purchase with your Citi Premier card in order to be eligible for coverage.
Credits
Get $100 in credit each calendar year when you book an hotel stay of $500 and up – excluding taxes and fees, through thankyou.com.
How points can be used
Cashback: The points you earn on the card can be used as cashback for 1 penny per point.
Airline and hotel programs: The points you earn on the card can be transferred to Citi ThankYou airline and hotel partners as follows:
Airline partners:
| Transfer Ratio | Transfer Time | |
| Aeromexico – Club Premier | 1:1 | Instant |
| Air France, KLM – Flying Blue | 1:1 | Instant |
| Avianca – LifeMiles | 1:1 | Instant |
| Cathay Pacific – Asia Miles | 1:1 | Instant |
| Emirates – Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | Instant |
| EVA Air Infinity MileageLands | 1:1 | 2 days |
| JetBlue – TrueBlue | 1:1 | Instant |
| Qantas Frequent Flyer | 1:1 | Instant |
| Qatar Airways Privilege Club | 1:1 | 2 days |
| Singapore Airlines -KrisFlyer | 1:1 | 2 days |
| Thai Airways – Royal Orchid Plus | 1:1 | 4 days |
| Turkish Airlines – Miles & Smiles | 1:1 | Instant |
| Virgin Atlantic – FlyingClub | 1:1 | Instant |
Hotel partners:
| Ratio | Transfer Time | |
| Choice Privileges | 2:1 | Instant |
| Wyndham Rewards | 1:1 | 24 hours |