Card overview

Very minimal benefits on this card and absolutely no rewards. But you will get 28 months 0% APR on purchases and balance transfers.


You will need good/excellent credit for this card. 


If you apply for the card and get declined, you can call to be reconsidered at 1-800-685-7680 and ask for the reconsideration department.

Annual fee


Card rewards

You will not earn any rewards with this card.

Card benefits

Cell Phone Protection

Get reimbursed if your cell phone gets damaged or stolen. You will get reimbursed for cell phone repairs or replacement, for up to $600 per claim with a maximum of 2 claims per year.

This includes a $25 deductible per claim.

You must pay your monthly cell phone bill with your U.S. Bank Platinum card in order to be eligible for coverage. 


There are no credits listed on this card.

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