Card overview

Get 1.5% cashback on all purchases, purchase protection, and cell phone protection.

Credit 

You will need good credit for this card. 

Reconsideration

If you apply for the card and get declined, you can call the reconsideration department to be reconsidered at 1-800-625-7866, although Capital One is known to usually reconsider an application for application errors only.

Annual fee

$0

Card rewards

Earn 5% cashback on hotels and car rentals booked through Capital One Travel

Earn unlimited 1.5% cashback on all purchases

Card benefits

Cell Phone Protection

Get reimbursed if your cell phone gets stolen or damaged. You will get reimbursed for cell phone repairs or replacement, for up to $600 per claim and up to $1,000 per year, with a maximum of 2 claims per year.

This includes a $50 deductible per claim.

You must pay your monthly cell phone bill with your Quicksilver card in order to be eligible for coverage. 

Foreign Transaction Fee

There are no foreign transaction fees on this card.

Purchase Protection

Get reimbursed for replacements and repairs, or just reimbursed for new purchases that are stolen or damaged within 90 days from the date of purchase. 

Get a max of $1,000 per claim and $25,000 per year.

You must pay for at least part of the purchase with your Quicksilver card in order to be eligible for coverage. 

Credits

Get up to 6 months complimentary Uber One membership statement credits through 11/14/2024.

How points can be used

Cashback: The points you earn on the card can be used as cashback for 1 penny per point.

Airline and hotel programs: The points you earn on the card cannot be transferred directly to Capital One Travel partners. If you have the following cards then you can transfer to travel partners as follows:

  • If you have the Venture card, Venture X, VentureOne, Spark Miles, or the Spark Miles Select, – transfer your points to one of these cards and then you can transfer your points to airline and hotel partners as follows: 

Airline partners:

Transfer Ratio Transfer time

Aeromexico, Club Premier 1:1 Instant

Air Canada, Aeroplan 1:1 Instant

Air France KLM, Flying Blue 1:1 Instant

Avianca, Lifemiles 1:1 Instant

British Airways, Executive Club 1:1 Instant

Cathay Pacific, Asia Miles 1:1 5 business days

Emirates, Skywards 1:1 Instant

Etihad Guest 1:1 24 hours

EVA Infinity, MileageLands 2:1.5 36 hours

Finnair Plus 1:1 Instant

Qantas, Frequent Flyer 1:1 24 hours

Singapore Airlines, KrisFlyer 1:1 36 hours

TAP Portugal, Miles&Go 1:1 Instant

Turkish Airlines, Miles&Smiles 1:1 Instant

Hotel partners:

  Transfer Ratio Transfer time

ALL Accor 2:1 1 business day

Choice Privileges 1:1 Transfers will not be available until later on this year

Wyndham Rewards 1:1 Instant

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